IBPS PO Prelims (2023)Printable PDF

Year 2023IBPS PO PrelimsDay 1 Shift 2 Cutoff: 54.25 Marks (General Category)Solutions Verified: Oct 2026

IBPS PO Prelims 2023 - Official Solved Paper & Trend Analysis

Questions3 MCQs

Duration60 Minutes

Total Marks100

Marking Scheme+1 / -0.25

Exam Trend & Difficulty Analysis:

The 2023 IBPS PO examination tested accurate knowledge of banking regulations under the RBI Act 1934 and Banking Regulation Act 1949. Speed with high conceptual accuracy was essential given the 1/4th negative marking penalty.

Subject Weightage Distribution:

Reserve Bank of India Regulations:33%

Priority Sector Lending:33%

Payment Systems Infrastructure:34%

Official Cutoff: 54.25 Marks (General Category)

Printable PDF

Interactive Practice Mode

Attempt each question to instantly verify your answer and view official mentor analysis.

Answered:0/3

1Monetary Policy & RBI Statutory Reserves

+1 / -0.25 Markseasy

Under which section of the Reserve Bank of India Act, 1934, are Scheduled Commercial Banks required to maintain the Cash Reserve Ratio (CRR) with the RBI?

Select an option above to answer and view official explanation

2Priority Sector Lending Targets

+1 / -0.25 Marksmedium

What is the overall Priority Sector Lending (PSL) target mandated by RBI for Domestic Scheduled Commercial Banks as a percentage of Adjusted Net Bank Credit (ANBC)?

Select an option above to answer and view official explanation

3Digital Payment Systems

+1 / -0.25 Markseasy

Which specialized umbrella organization operates retail payments and settlement systems in India, including UPI, RuPay, and IMPS?

Select an option above to answer and view official explanation