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bankingAll India Service★ Fastest Promotion Corporate-Govt Career

Bank Probationary Officer (SBI PO / IBPS PO / RBI Grade B)

State Bank of India (SBI), IBPS & Reserve Bank of India (RBI)

Pay Scale / Level

Junior Management Grade Scale 1 (JMGS-I: CTC ~₹16 - ₹20 Lakhs/annum for SBI PO including leased accommodation; RBI Grade B CTC ~₹30 Lakhs)

Min Qualification

Bachelor's Degree in any discipline

Age Limits

20 to 30 years for PO; 21 to 30 years for RBI Grade B (+3 OBC, +5 SC/ST)

Ministry / Agency

State Bank of India (SBI), IBPS & Reserve Bank of India (RBI)

Selection Process & Recruitment Stages

1Phase 1: Preliminary Exam (Online CBT: English 30, Quant 35, Reasoning 35 = 100 Marks in 60 Minutes)
2Phase 2: Mains Exam (Objective 200 Marks + English Descriptive Letter & Essay 25/50 Marks)
3Phase 3: Psychometric Test, Group Discussion / Group Exercise & Personal Interview (50 Marks)

Syllabus & Test Topics

Quantitative Aptitude: High-level Data Interpretation (Missing DI, Radar, Caselet)
Reasoning Ability: Advanced Seating Arrangements, Floor/Box Puzzles, Machine Input-Output
English Language: Reading Comprehension, Cloze Test, Sentence Rearrangement, Para Jumbles
Banking & Financial Awareness: RBI circulars, Monetary Policy, Priority Sector Lending, Economy

Key Duties & Work Responsibilities

  • Credit underwriting, loan sanctioning (Retail, Agriculture, SME, Corporate), and recovery management.
  • Branch operations supervision, cash administration, and foreign exchange remittances.
  • Customer financial advisory, treasury operations, and risk compliance audits.
  • RBI Grade B: Monetary policy formulation, currency management, and bank regulation.

Promotion & Career Growth Hierarchy

Probationary Officer (Scale 1) ➔ Deputy Manager (Scale 2) ➔ Branch Manager (Scale 3) ➔ Chief Manager (Scale 4) ➔ Assistant General Manager (AGM) ➔ General Manager (GM) ➔ Chairman / MD